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Americredit Financial

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40 complaints

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Americredit has been in the industry since September 1992. The corporate office of the company is based in Fort Worth, Texas. The first subsidiaries of the company were opened in Houston and Fort Worth. Numerous sales representatives and credit centers operate all over the USA and Canada. It is a pioneering independent company that provides a wide range of automobile finance solutions and services. Americredit offers its services directly to customers and indirectly through auto dealers throughout the United States and Canada.

Americredit Financial is comparatively young, however, at the present time it already operates 14,000 automobile dealers in North America. Please try to contact Americredit Financial Customer Service directly prior to posting any complaints on this site.

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Americredit Financial Complaints & Reviews

Americredit Financial Reviews

Marc6899
Americredit Financial - Americredit balloon payment auto loan

Beware of Americredit, read the fine, very fine print. My old lady before she met me bought a Scion TC and paid religiously and after we met and we even mad extra payments and tal...

#290362
Jan 19, 2012
30

Anonymous
Americredit Financial - I will be glad once I'm done with Americredit!

I had lost my job in 10/10. I was able to barely make payments, but I did. However, I fell further behind when the transmission went. I finally get a job in 11/11, but my accoun...

#286699
Jan 05, 2012
59

Monicasi...
Americredit Financial - Please do not deal with americredit

My vehicle was reposessed by americredit, to my dismay, after speaking with a rep i informed him not to relocate my vehicle and made a payment arrangement , 4 days later my vehic...

#278478
Dec 01, 2011
72

BigHarpe
Americredit Financial - Really?

AmeriCredit repossessed my car the day before Thanksgiving, after I called yesterday and tried to make a payment. Prior to that, one of the managers, Kim, uttered an ethnic slur th...

#276782
Nov 23, 2011
141

Anonymous
Americredit Financial - Americredit is absolutely the worst in working with you in hard times.

In these hard financial times I have asked for help 10 to 20 times with my truck loan and only get threats and rudeness. I had perfect credit until my husband fell ill and I am the...

#268489
Oct 16, 2011
75

Anonymous
Americredit Financial - US MILITARY BEWARE OF THIS COMPANY!

My brother recently returned from his third deployment overseas and moved to his new duty assignment at Ft Lewis, Washington. Shortly after he arrived, he bought a car from a GM d...

#268128
Oct 14, 2011
76

Chingatu...
Americredit Financial - Ripoff!

Not only do they bend you over with a ridiculous high interest!They have a $5.00 fee if you wanna pay online!!! I hope companies like this get shut down and blown up by the ...

#259698
Sep 03, 2011
106

Anonymous
Americredit Financial - Repossessed in 2007 VIN# in 2011 shows ticket issued in 2009 to ME 4 years AFTER the repo!

Due to a medical crisis and my loss of income, my truck was voluntarily turned over for reposession in 2007. I removed my plates before the towing company removed truck from my dri...

#257442
Aug 24, 2011
248

Pages505
Americredit Financial - Americredit will not release actual title to car

Americredit has yet to provide the actual title to car even though it was paid off and should have been released 2 weeks ago. They are impossible to deal with over the phone and wa...

#255443
Aug 14, 2011
204

Anonymous
Americredit Financial - Nobody can handle a responsebility of their duty

In Americredit nobody knows what are they duty's are, (lucky they have a job)no one could help me out, nobody is working on the same page, every body does whatever they want there ...

#251851
Jul 28, 2011
114

Tdoff
Americredit Financial - AMERI CREDIT is the worst company ever!!!!!!

I'v had a loan for a while now and my amount seems to not go down.i keep asking them to send me a payment history they have so i can compare it to my bank and they seem to never se...

#248851
Jul 14, 2011
88

Unpleased
Americredit Financial - Ameri Credit Lies!!

My dad bought a car for me from Ameri Credit in 2005. I got married in 2006 and took over the payments of $667.00, yes I should've just bought a beamer or something for that pr...

#243047
Jun 13, 2011
181

Hotgrlnstl
Americredit Financial - Worst Company Ever

This company is horrible because they charge a high interest rate on the car I bought. I wanted to pay the loan off early but you ended paying for the everything up fron. They stil...

#242063
Jun 08, 2011
105

Dee dee ...
Americredit Financial - Americredit harrassing me I don't owe them

My mother financed a vehicle with Americredit. 1 year after she was diagnosed with cancer and I was helping her out in making the payments for her. Americredit had absolutely no ...

#235961
May 05, 2011
214

Awtical36
Americredit Financial - POA

So how is it that my ex-wife and Americredit was able to put a SUV in my name without my signature?! So now finance companies can sign for you and hide behind the law to protect th...

#231647
Apr 10, 2011
136

MplsJeff
Americredit Financial - Americredit Double Dipping on Interest??

I've been paying on a loan through Americredit since December of 2005. I'll be the first to admit that I've been late here and there, but I'm now down to payment 54...

#224605
Mar 02, 2011
275

Sterling51
Americredit Financial - Americredit is a Terrorist company

Warning; Everyone, Americredit is a terrorist company, this company is sending out fraudulent 1099's & their sending them out as income. I myself have contacted my attorney we...

#219363
Feb 01, 2011
158

Sbastide
Americredit Financial - Usery credit practices

There should be a class action suit against their auto loan financing. Is there?I somehow entered into an agreement without full disclosure of what interest they charge and h...

#215984
Jan 12, 2011
233

Dtrip
Americredit Financial - Terrrible treatment

This company is a joke. I had a loan with them for a few years. I ran into hard times ( not there problem ) and missed some payments. They were unwilling and as they said unable...

#214813
Jan 05, 2011
189

Dragulae
Americredit Financial - Absurd!

I recently totaled my vehicle. I went through my primary insurance and used the GAP insurance provided by Americredit. The GAP Insurance didnt pay all of the balance off. I didnt g...

#205690
Nov 04, 2010
158

Thomas i...
Americredit Financial - Why a Service Charge when making a Payment

I am charged six dollars to twelve dollars, everytime I make a payment. Not one other company charges to make a payment. Most prefer that I pay online so they get their money qui...

#204788
Oct 28, 2010
262

ArmyVet717
Americredit Financial - AMERICREDIT WILL NOT WORK WITH US

My Wife has a car financed through Americredit. She called to see about refinancing or deffering a payment as I have lost my job and unemployment benefits. She is barley making eno...

#203345
Oct 19, 2010
257

Energybill
Americredit Financial - Americredit-usurious fees

USURIOUS FEES AmeriCredit Complaint by Energybill You were reading a complaint about AmeriCredit. Filing a new complaint about Just got...

#197754
Sep 09, 2010
377

Sue54
Americredit Financial - Americredit

I've had a loan with Americredit for about 3 years now and have been late twice throughtout the whole time. Not to long ago, I asked for a summary request showing the beginning of ...

#186711
Jun 21, 2010
216

Jolong
Americredit Financial - Americredit

I have 2 car loans with Americredit, I have taken a loan off my 401k to pay off bills, as I am now unemployed. It is my understanding that all finance companies, that are reputable...

#171467
Feb 16, 2010
607

Anonymous
Americredit Financial - Ameri credit

dont get a car loan from ameri credit , i got in an acident wasnot my fault , been out of work for 3 months . fell behind in payments they were 645.00 a month payed it f...

#161459
Nov 08, 2009
321

Csulliva...
Americredit Financial - Harass me everytime I call

Everytime I call on behalf of my Fiance who is deployed I drive and pay for the vehicle and when I call to make me a payment they refuse to allow me to pay cuz im not on the contra...

#159547
Oct 18, 2009
306

Tater530
Americredit Financial - Americredit is RUDE

Had an account beginning in 1997 - paid for a long time and then was not able to pay - had balance of $1600 - was told after several years they were not going to pursue the balance...

#150627
Jul 02, 2009
316

Loozanakid
Americredit Financial - Paid off car, Americredit wont sent my title

My sister received a letter stating that they need the full balance on the car, the letter stated $4638..she paid it today and we both talked with one of the reps his name was "Del...

#144773
Jan 30, 2009
332

Anonymous
Americredit Financial - They are totally heartless

Americredit I think is a non american company,why after with them almost 2 years I became disabled.asked if they could defer i mayment they said no. I explained my situation but it...

#144144
Jan 14, 2009
349
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Related Information

Auto Financing
At the present time, it is not a problem to get a car. There are two ways of getting a vehicle. First, you pay cash if there is a decent sum of money. Second, you either take out a loan or enter into a lease agreement to pay for your car. Since not everyone is able to pay thousands of dollars at a time, then it is better to learn more about auto financing options. The traditional car financing method remains to be the car loan. The big benefit is after you pay the loan off, you own the car free and clear. A car lease remains a popular car financing option for those who want to keep their monthly payments low. After car buying it's better to buy car insurance. A car insurance is a deal between you and the insurance company. The world is not perfect, for this reason we need to carry the insurance. You ask the insurer to pay whatever costs arise from the traffic accidents you get into.

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